Launching the Wealth Diamond Accelerated Retirement Plan Are you worried about not having enough money to retire? You are not alone! According to a recent study, about 80% of people nearing retirement are worried. But knowing that others are worrying doesn’t solve your problem. However, the fact that others are in the same boat...
Continue readingWealth Diamond and Investment Management
Wealth Diamond and Investment Management Here is an overview of the recommended management approach to a Wealth Diamond portfolio. Secure Assets represent one’s ‘nest egg’ investment, the minimum required for a secure retirement. Secure Assets are best suited to a well-managed portfolio guided by an astute financial advisor who can advise on tax-efficient options....
Continue readingWealth Diamond and Risk
Wealth Diamond and Risk Generally speaking, each of the three Wealth Diamond segments has a different potential for risk. Secure Assets can be considered as low-risk investments while the Cash-generating Assets are medium risk and the Speculative Assets as high risk. This is however, not always true as risk is directly influenced by specialist...
Continue readingNew-look Strategy Consulting
Back in 2011 I designed a six-stage Guest House Coaching program that delivered stunning results for most of my clients. The program was rooted in a deep understanding of the guest house industry and strategies I had employed to great effect in my own businesses. Since then I have consulted to a wide range...
Continue readingCoalition of Hope
Coalition of Hope (Oct 2008) Back in 2008 I wrote a South African manifesto, “Coalition of Hope” as a basis for an inspiring (but simple) vision and plan for South Africa; an appeal to anyone who would listen. Speaking of the corruption plaguing our nation, but not knowing the depths to which we would sink...
Continue readingSmall business finance
The smaller the business, the harder it is to access affordable funding. That's a fact well-demonstrated by the graph below. The fundamental problem lies in the relationship between high perceived risks and potentially low returns from investments in small, community-based businesses (tech startups are excluded from our definition of "small business"). But does it...
Continue readingCo-living and the Baby Boomers
I want to write a series of articles on co-living and retirement for many of my contemporaries who, for one reason or another, could outlive their money if they don’t do something radical. And the time to do something radical is NOW! Every day really matters. I believe that the benefits of financial efficiency...
Continue readingAn invitation to Co-living Conversations
An invitation to Co-living Conversations. Here is a short video about the "Co-living Conversations" I will be hosting in Cape Town. Please click on "Co-living in Cape Town" to join the meetup group and find out more about our meetups, workshops and weekends....
What is minimalism?
What is Minimalism? Minimalism is about "surrounding ourselves with that which is essential for our happiness; people, things and experiences". As I see it, minimalism is not about "less" but rather about getting rid of 'stuff' that undermines our happiness; getting back to what we really want on our lives. Allow me to explain...
Continue readingWhy the dog is happier
Why the dog is happier and how you can be too! Minimalist philosophy in a nutshell....